Choosing who builds your insurance claim is as important as who does the work.
We’ve estimated the biggest disasters in the country. We put that experience to work for you.
Milton · Helene · Michael · Irma · Sandy · Camp Fire · Palisades Fire
We build your claim — an independent, line-item estimate priced to put you in the best financial position with your insurance company — then our talented team does the work, in a clean, respectful environment. Already have a claim your insurer isn’t covering in full? We’ll prepare that same detailed estimate for you to hand straight to your adjuster. From there, have our licensed crews complete the repairs, or work with a contractor of your choice.
License #CRC1328718 · licensed repair crews available through our contractor network, if you want them
Licensed contractor network
Repairs completed by licensed contractors · License #CRC1328718
Clean work environment
Your home is treated with care and respect on every job
Insurance company experience
We work directly with insurance companies on every claim
Independent estimate
If your insurance company lowballs your claim, we get you an independent estimate
From an everyday leaky roof to a full disaster claim
One crew, one point of contact — from the first estimate through insurance-funded reconstruction.
Leaky roof & leak repair
Emergency shutoff and source detection for the everyday leak — before it becomes a bigger claim.
Storm & disaster damage response
Rapid assessment after wind, hail, fire, or major water loss across Sarasota, Bradenton & Tampa Bay, with damage documented while it's fresh.
Insurance-grade estimating
A written scope of loss priced with the same line-item codes your carrier's adjuster works from.
Independent estimate review
If your insurance company lowballs your claim, we prepare an independent estimate to support it.
Water damage & mold mitigation
Extraction, industrial drying, and mold remediation for Lakewood Ranch & Gulf Coast homes, preventing secondary damage from spreading.
Licensed repairs & reconstruction
Roofing, drywall, flooring, and finish work completed through our licensed contractor network, in a clean, respectful work environment.
Is your insurance offer missing something?
Seventeen items adjusters commonly leave off a first offer, grouped the way a real scope of loss is built. Uncheck anything you're not sure was included — not a quote or a claim decision, just a starting point. For real numbers, request an on-site estimate.
Insurance offer gap check
See what's commonly left out of a first insurance offer.
Scope of repair
Labor & general conditions
Mitigation & drying
Paperwork & follow-through
Uncheck anything you're not sure was included in your offer.
Looks thorough so far
All 17 common line items checked. Still, a second set of eyes never hurts — request an independent estimate.
Six steps, no guesswork
Whether it's a single leaky roof or a major disaster claim, filing usually means chasing paperwork between three different companies. We collapse it into one process, in this order:
You call or text
Reach us at (941) 527-9414 and we schedule a visit to assess the water damage.
Source stopped, damage assessed
We locate and stop the leak, then log moisture readings and photograph every affected area.
Estimate written in your insurer's language
We price the scope of loss using the same line-item codes and pricing your carrier's adjuster uses, and file it the same day.
If your insurer lowballs the claim, we get involved
We review the offer against the documented scope and prepare an independent, line-item estimate you can hand straight to your adjuster.
Licensed repairs, if you want them
Once the scope is settled, you can have our contractor network complete the drying, repair, and reconstruction in a clean, respectful work environment — or take the estimate to a contractor of your own.
Final walkthrough & sign-off
You inspect the finished work with us before we close the file with your insurance carrier.
Estimating and construction, under one roof
Professional Contractors Network, Inc. handles water damage repair and insurance claim estimating for Florida homeowners, working directly with insurance companies from the first estimate onward.
If your insurance company lowballs the claim, we don't just accept it — we build an independent, line-item estimate you can hand straight to your adjuster. From there, it's your choice: have our licensed contractor network complete the repairs, or work with a contractor of your own.
Estimating experience on major disaster claims
Alongside everyday leak and water-damage calls, our team has prepared insurance estimates on some of the country's largest hurricanes and wildfires — from our Lakewood Ranch office.
Hurricanes
- Hurricane Milton2024Cat 3Sarasota / Siesta Key
- Hurricane Helene2024Cat 4Florida Big Bend
- Hurricane Michael2018Cat 5Florida Panhandle
- Hurricane Irma2017Cat 4SW & Central Florida
- Hurricane Sandy2012Post-trop.*New York
*Post-tropical cyclone at landfall · Category 3 peak intensity
Wildfires
- Palisades Fire202523,448 acLos Angeles County, CA
- Dixie Fire2021963,309 acNorthern California
- Kincade Fire201977,758 acSonoma County, CA
- Woolsey Fire201896,949 acLos Angeles / Ventura, CA
- Camp Fire2018153,336 acButte County, CA
- Carr Fire2018229,651 acShasta County, CA
Get a crew moving today
Call or text for the fastest response, or send details below and our team will follow up.